The property description goes here. With each property you have the ability to batch-upload 21 photos and drag and drop to change the order. The Google map feature also incorporates satellite and hybrid views. If you wish to embed video in the property description, just copy and paste the HTML into our text editor. You can also upload plat maps or disclosures as well as add links to a virtual tour.

Showing feedback is another feature that comes with your Real Pro System. It is east to request feedback by email from the agent that views your listing. When a showing agent receives your request, they will be taken to a page to rate your listing.

The property description goes here. With each property you have the ability to batch-upload 21 photos and drag and drop to change the order. The Google map feature also incorporates satellite and hybrid views. If you wish to embed video in the property description, just copy and paste the HTML into our text editor. You can also upload plat maps or disclosures as well as add links to a virtual tour.

 Showing feedback is another feature that comes with your Real Pro System. It is east to request feedback by email from the agent that views your listing. When a showing agent receives your request, they will be taken to a page to rate your listing. See sample.

The property description goes here. With each property you have the ability to batch-upload 21 photos and drag and drop to change the order. The Google map feature also incorporates satellite and hybrid views. If you wish to embed video in the property description, just copy and paste the HTML into our text editor. You can also upload plat maps or disclosures as well as add links to a virtual tour.

Showing feedback is another feature that comes with your Real Pro System. It is east to request feedback by email from the agent that views your listing. When a showing agent receives your request, they will be taken to a page to rate your listing. See sample.

Once the showing agent rates the property your can send your seller a report of the feedback.

The property description goes here. With each property you have the ability to batch-upload 21 photos and drag and drop to change the order. The Google map feature also incorporates satellite and hybrid views. If you wish to embed video in the property description, just copy and paste the HTML into our text editor. You can also upload plat maps or disclosures as well as add links to a virtual tour.

Showing feedback is another feature that comes with your Real Pro System. It is east to request feedback by email from the agent that views your listing. When a showing agent receives your request, they will be taken to a page to rate your listing. See sample.

Once the showing agent rates the property your can send your seller a report of the feedback.

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have gone up in the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today's market.

If you have not owned a home in three years, you qualify as a first time home buyer. If you buy a home after April 9, 2008 and before July 1, 2009, you qualify for this credit. Call your friends who just bought a home since April 9th and tell them they may take $7,500 off their tax bill if they qualify. It has to be your principal residence, so rentals do not count.

The tax credit is 10% of the cost of the home, up to a maximum of $7,500. This is not an additional deduction that lowers the amount of income to be taxed, it is a tax credit. In other words, you take $7,500 off your tax bill. But there is a catch; the credit you receive now is actually an interest-free loan that must be repaid.

The loan has no interest, and will be paid back over 15 years. You get the credit on your 2008 taxes, but you start paying it back on your 2010 taxes that are due in 2011, so you get at least two years without a payment. You pay back 6.67% of the credit each year, so for a $7,500 credit the payment is $502.50 per year. If you stay put for 15 years, you pay it off with no interest.

What happens if you sell the house? You pay the balance back at the closing. So, you get $7,500 now, and pay the rest of it back if you make money on the sale of your house. What happens if you do not make enough money when you sell your house? They forgive the rest of the debt.

Other restrictions stipulate that you have to buy your first house in three years before July 1, 2009, not have super high income, not use bond financing and buy anywhere in the US.

If you'd like to learn more about this program, please call me!